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📜 Terms of Service

MyLandIQ - AI-Powered Real Estate Analysis

Important: By downloading, installing, or using MyLandIQ, you agree to be bound by these Terms of Service. If you do not agree, do not use the App.

📑 Table of Contents

1. Acceptance of Terms

These Terms of Service ("Terms") constitute a legally binding agreement between you ("User," "you," or "your") and MyLandIQ ("Company," "we," "us," or "our"), operated by Rajiv Ohri.

By accessing or using the MyLandIQ mobile application ("App"), you acknowledge that you have read, understood, and agree to be bound by these Terms, along with our Privacy Policy and Refund Policy.

2. Service Description

MyLandIQ is an AI-powered mobile application that provides:

Important Disclaimer: Our analysis is generated by AI and is for informational purposes only. It does not constitute professional advice from real estate agents, architects, lawyers, or financial advisors. Always consult qualified professionals before making investment decisions.

3. Eligibility

To use MyLandIQ, you must:

4. User Accounts

4.1 Account Creation

You may create an account using your email address and password. You are responsible for:

4.2 Account Termination

You may delete your account at any time through the App settings. We reserve the right to suspend or terminate accounts that violate these Terms.

5. Credits & Payments

5.1 Credit System

5.2 Pricing

Current credit packages (prices in INR, may vary). Launch offer includes bonus credits:

Bonus credits are part of our launch offer and may be discontinued. Base credits and pricing remain unchanged.

5.3 Refunds

Refunds are subject to our Refund Policy. Generally:

6. Acceptable Use

6.1 You Agree NOT To:

6.2 Fair Use

We reserve the right to limit excessive usage that impacts service quality for other users.

7. Intellectual Property

7.1 Our Property

The App, including its design, code, algorithms, content, and branding, is owned by MyLandIQ and protected by intellectual property laws.

7.2 Your Content

You retain ownership of property addresses and data you input. By using the App, you grant us a limited license to process this data for providing our services.

7.3 Analysis Reports

Analysis reports generated for you may be used for your personal or business purposes. You may not resell reports as a competing service.

8. Disclaimers

THE APP IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND.

We disclaim all warranties, express or implied, including:

8.1 AI Limitations and Data Accuracy

MyLandIQ uses artificial intelligence (including Claude AI by Anthropic) to generate property analysis. Users must understand the following limitations:

Data limitations:

AI technical limitations:

What the AI cannot do: predict future market conditions with certainty; account for regulatory or zoning changes; assess property-specific issues such as soil quality, legal disputes, or encumbrances; replace site visits, surveys, or professional inspections; or guarantee financial returns or development feasibility.

User responsibilities: verify all information independently, conduct physical site inspections, obtain professional surveys, consult legal counsel for title verification, engage architects/engineers for feasibility, and consult financial advisors for investment decisions.

8.2 Disclaimer of Investment Advice & SEBI Non-Registration

IMPORTANT — PLEASE READ CAREFULLY

MyLandIQ and its developer, Rajiv Ohri, are NOT registered with the Securities and Exchange Board of India (SEBI) as an Investment Adviser or as a Research Analyst, are NOT authorized to provide personalized investment advice or recommendations under SEBI regulations, and are NOT a SEBI-regulated entity of any kind.

MyLandIQ is an AI-powered analytical tool that provides property analysis, Highest and Best Use (HBU) insights, illustrative financial estimates, and an analytical scoring framework for INFORMATIONAL AND EDUCATIONAL PURPOSES ONLY.

The information, analysis, scores, projections, and recommendations provided by MyLandIQ:

Property investment involves significant financial risk including the potential loss of invested capital. Past performance indicators, market trends, and AI-generated projections do not guarantee future results.

Users are strongly advised to:

BY USING THIS APP, YOU ACKNOWLEDGE AND AGREE THAT:

  • You are solely responsible for your investment decisions
  • MyLandIQ, its developer (Rajiv Ohri), its officers, employees, and affiliates accept NO LIABILITY WHATSOEVER for any financial loss, damage, or adverse outcome arising from the use of this application or reliance on its outputs
  • Any legal dispute shall be subject to the jurisdiction of courts in Hoshiarpur, Punjab, India

8.3 Real Estate Regulatory Authority (RERA) Disclaimer

MyLandIQ and Rajiv Ohri are NOT registered with any State Real Estate Regulatory Authority (RERA) as a real estate agent, broker, or consultant, and are NOT authorized to broker, sell, or facilitate real estate transactions or to provide real estate consultancy services as defined under the RERA Act, 2016.

This app provides AI-generated informational analysis only. It does not broker or facilitate property sales, provide real estate consultancy services, represent property developers or sellers, or guarantee property valuations or development feasibility.

Users must consult RERA-registered professionals for property transactions, real estate legal compliance, development approvals and permits, and professional valuations.

8.4 Financial Risk Warning

WARNING: PROPERTY INVESTMENT INVOLVES SIGNIFICANT FINANCIAL RISK, INCLUDING POSSIBLE LOSS OF INVESTED CAPITAL.

Users acknowledge and accept that real estate markets are volatile and unpredictable; development projects may fail or yield negative returns; projected ROI scenarios are hypothetical and not guaranteed; actual costs often exceed estimates and actual revenues may be significantly lower than projections; and market conditions can change rapidly and adversely.

Such risks include (without limitation) regulatory risks (zoning changes, permit denials), market risks (demand fluctuations, economic downturns), construction risks (cost overruns, delays, quality issues), financial risks (interest-rate changes, funding unavailability), legal risks (title disputes, litigation, encumbrances), and environmental risks (contamination, natural disasters).

Before any investment, users should: consult SEBI-registered investment advisors; conduct comprehensive due diligence; obtain professional valuations; verify title and legal status; assess their financial capacity and risk tolerance; and obtain legal and tax advice.

By using this app, you confirm that you understand these risks and accept full responsibility for your investment decisions.

9. Limitation of Liability

To the maximum extent permitted by law:

MyLandIQ shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:

  • Loss of profits, revenue, or business opportunities
  • Investment losses based on our analysis
  • Data loss or corruption
  • Service interruptions

Our total liability shall not exceed the amount you paid for credits in the 12 months preceding the claim.

10. Indemnification

You agree to indemnify and hold harmless MyLandIQ, its owner, employees, and affiliates from any claims, damages, losses, or expenses arising from:

11. Termination

11.1 By You

You may stop using the App and delete your account at any time.

11.2 By Us

We may suspend or terminate your access if you:

11.3 Effect of Termination

12. Governing Law & Disputes

12.1 Governing Law

These Terms are governed by the laws of India, without regard to conflict of law principles.

12.2 Dispute Resolution

12.3 Consumer Protection

Nothing in these Terms limits your rights under the Consumer Protection Act, 2019 or other applicable Indian consumer protection laws.

13. Changes to Terms

We may modify these Terms at any time. Changes will be effective upon posting. Continued use after changes constitutes acceptance.

For significant changes, we will notify you via:

14. Contact Information

Questions about these Terms?